Office Buildings
If you own office buildings—and your property insurer has delayed, attempted to underpay, or denied your valid commercial damage claim after a natural disaster or fire—you need a dedicated first party claims lawyer to get your claims paid as soon as possible.
Experienced law firms in the commercial damage claims space are few. That’s because the successful resolution of property insurance claims of office buildings requires experience and resources. The work involved is extremely detail-oriented and expert-intensive.
Retainer vs. Contingency Fee Property Damage Dispute Lawyers
Few attorneys in the space are confident enough in their skills to offer services on a contingency fee basis. Others have commercial insurance company client relationships that prevent the law firm from helping commercial clients who’ve suffered at the hands of bad faith insurance companies.
That’s one of the most important reasons to stay on this page. For bottom line-focused office buildings owners and operators, our contingency fee promise means you don’t pay our firm a retainer after the decision is made to work together. We’re confident in our ability to get your office buildings’ damage claims paid.
When you’re successfully made whole, we take our fee.
Office Buildings’ Property Damage Claims
Office buildings are almost always a complex investment. If one or more office buildings in your portfolio sustain damage after a hurricane, tornado, flood, windstorm, hail storm, fire, or another natural disaster, you protected the investment by planning ahead.
You purchased sufficient commercial property damage insurance to protect the asset. You paid those expensive premiums on time and as agreed for years or dozens of years.
Now you must submit a claim to the insurance company because of property damage, equipment or inventory losses, lost revenues, or other business-related claims.
Mindiola Law Firm is recognized as one of the Southeast’s leading commercial property insurance firms. Our skilled property damage lawyers represent owners of professional office buildings to multiple-story office towers.
Why Business Owners Buy Commercial Insurance Policies
Commercial property insurance is a risk management tool. Smart business owners usually buy commercial damage policies to protect the office buildings or other real estate assets in the portfolio from disaster or accidental damage. A commercial insurance policy often reimburses the office building owner for the following types of damages:
- Internal building damage
- External building damage
- Business interruption losses (resulting from lower lease rates, capitalization rates, or lost revenues)
- Destruction of machinery, inventory, or furnishings
- If the owner’s insurance company hasn’t provided its legal duty, it’s essential for the tenant or owner to obtain professional legal advice. Underwriters of commercial office buildings’ coverage include complex terms and language in the contract. The commercial policy may cover items including:
- If the owner’s insurance company hasn’t provided its legal duty, it’s essential for the tenant or owner to obtain professional legal advice. Underwriters of commercial office buildings’ coverage include complex terms and language in the contract. The commercial policy may cover items including:
- HVAC (heating, ventilation, and air-conditioning) systems
- Complex roofing systems
- Business interruption and/or “diminution” of property value
- Window treatments, including curtains, digital signage, storefront windows, other window systems
- Interior damage affecting one or several floors, tiles, ceilings, or other interior components
Dealing with Bad Faith Insurance Companies for Office Building Owners and Investors
When a commercial insurance carrier denies your claim, Mindiola Law Firm stands ready to aggressively protect your business during the claims negotiation process and in court. Our property damage team of lawyers is experienced in representing property management firms, individual owners, investors, and real estate investment trusts in commercial insurance damage dispute claims.
Mindiola Law Firm’s experienced property insurance dispute team stands ready to protect your investments and recover the claims payments to which you’re entitled under a commercial insurance policy. Call us at .